Buying tips - The Jenn Pfeiffer Team

April 1, 2025

Here’s What a Recession Could Mean for the Housing Market

From our friends at the kcm blog Recession talk is all over the news, and the odds of a recession are rising this year. And that leaves people wondering what would happen to the housing market if we do go into a recession. Let’s take a look at some historical data to show what’s happened in housing for each recession going all the way back to the 1980s. A Recession Doesn’t Mean Home Prices Will Fall Many people think that if a recession hits, home prices will fall like they did in 2008. But that was an exception, not the rule. It was the only time we saw such a steep...

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March 24, 2025

Buying, Selling

4 Things To Expect from the Spring Housing Market

From our friends at the kcm blog Spring is in full swing, and the housing market is picking up along with it. And if you’ve been wondering whether now is the right time to buy or sell, here’s the inside scoop on why this spring may be a great time to make your move. 1. There Are More Homes for Sale After a long stretch of tight inventory, the number of homes for sale is finally improving. According to recent national data from Realtor.com, active listings are up 27.5% compared to this time last year. Look at the graph below and follow the green line for 2025. You can see, even though inventory levels still...

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March 18, 2025

Buying

Buying Your First Home? It’s Okay To Feel Nervous

From our friends at the kcm blog Buying your first home is exciting, but let’s be real – it can also feel overwhelming. It’s a big step, and with that comes plenty of questions. Am I making the right decision? Can I really afford this right now? Will I be able to make ends meet if I have unexpected repairs? What if I lose my job? Here’s the thing: every first-time homebuyer has these thoughts. The homebuying process has always been a mix of excitement and nerves, and that’s completely normal. Here’s some information that can give you a bit of perspective, so you don’t have these concerns. Focus on What You Can...

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February 26, 2025

Buying

How To Buy a Home Without Waiting for Lower Rates

From our friends at the kcm blog Many people are hoping mortgage rates will come down before they buy a home. But will that actually happen? According to the latest forecasts, experts say rates will decline, but not by as much as a lot of people want. The good news? Even if they don’t drop substantially, there are still ways to make buying a home more affordable. How Much Will Rates Drop? A few months ago, experts were forecasting mortgage rates could dip below 6% by the end of the year. But recent projections suggest that may not happen after all. While mortgage rates are still expected to decline some later this...

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February 3, 2025

Buying

Two Resources That Can Help You Buy a Home Right Now

From our friends at the kcm blog A recent report from Realtor.com says 20% of Americans don’t think homeownership is achievable. Maybe you feel the same way. With inflation driving up day-to-day expenses, saving enough to buy your first home is more of a challenge. But here’s the thing. With the right resources and help, you can still make it happen. There are options that can help make buying a home possible today — even if your savings are limited or your credit isn’t perfect. Let’s explore just two of the solutions that could help get you into your first home no matter the market. 1. FHA Loans If your down payment savings and your credit score aren’t...

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January 28, 2025

Buying

3 Reasons To Buy a Home Before Spring

From our friends at the kcm blog Let’s face it — buying a home can feel like a challenge with today’s mortgage rates. You might even be thinking, “Should I just wait until spring when more homes hit the market and rates might be lower?” But here’s the thing, no one knows for sure where mortgage rates will go from here, and waiting could mean facing more competition, higher prices, and a lot more stress. What if buying now — before the spring rush — might actually give you the upper hand? Here are three reasons why that just might be the case. 1. Less Competition from Other Buyers The winter months tend to...

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January 21, 2025

Buying

The Truth About Credit Scores and Buying a Home

From our friends at the kcm blog Your credit score plays a big role in the homebuying process. It’s one of the key factors lenders look at to determine which loan options you qualify for and what your terms might be. But there’s a myth about credit scores that may be holding some buyers back. The Myth: You Need To Have Perfect Credit According to Fannie Mae, only 32% of potential homebuyers have a good idea of what credit score lenders actually require. That means two-thirds of buyers don’t actually know what lenders are looking for – and most overestimate the minimum credit score needed. The Reality: Perfect Isn’t Necessary But the truth is, you don’t need perfect credit to...

by Jenn Pfeiffer

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Buying tips Tag

Here’s What a Recession Could Mean for the Housing Market

4 Things To Expect from the Spring Housing Market

Buying Your First Home? It’s Okay To Feel Nervous

How To Buy a Home Without Waiting for Lower Rates

Two Resources That Can Help You Buy a Home Right Now

3 Reasons To Buy a Home Before Spring

The Truth About Credit Scores and Buying a Home

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Buying tips Tag

Here’s What a Recession Could Mean for the Housing Market

4 Things To Expect from the Spring Housing Market

Buying Your First Home? It’s Okay To Feel Nervous

How To Buy a Home Without Waiting for Lower Rates

Two Resources That Can Help You Buy a Home Right Now

3 Reasons To Buy a Home Before Spring

The Truth About Credit Scores and Buying a Home

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Locate

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