Jenn Pfeiffer
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Agency - The Jenn Pfeiffer Team
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Agency

5 Tips for First-Time Home Buyers

Buying your first home can be a daunting process, but with the right preparation and guidance, it can also be an incredibly exciting and rewarding venture. To help you navigate this new terrain, we've put together a list of 5 essential tips for first-time home buyers: ✨🏡 1. Draw up a hard budget and stick to it – One of the biggest mistakes many first-time homebuyers make is not having a budget. Make sure you have a clear understanding of your finances, including your current income, expenses, and savings. Be realistic about what you can afford, and stick to your budget.💰 2. Make a short list of your non-negotiables...

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Renting or Selling Your House: What’s the Best Move?

By: KCM If you’re a homeowner ready to make a move, you may be thinking about using your current house as a short-term rental property instead of selling it. A short-term rental (STR) is typically offered as an alternative to a hotel, and they’re an investment that’s gained popularity in recent years. While a short-term rental can be a tempting idea, you may find the reality of being responsible for one difficult to take on. Here are some of the challenges you could face if you rent out your house instead of selling it. A Short-Term Rental Comes with Responsibilities Successfully managing your house as a short-term rental takes a lot of time and effort....

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Housing a Workforce

REALTOR MAGAZINE By: Barbara Ballinger Whether you use “workforce,” “attainable” or another term for it, housing that’s affordable to essential workers remains in short supply in many communities. For years, the term “workforce housing” has defined a subset of affordable housing for those who earn between 60% and 120% of an area’s median income. Now, the term is losing favor. Some feel it suggests that those who earn less than 60% of their AMI aren’t part of their area’s workforce. “The phrase has an unfair, exclusive characterization,” says Michael Liu, senior partner and design principal for The Architectural Team (TAT). Miriam Axel-Lute, CEO and editor-in-chief of Shelterforce, a publication focused on...

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Housing market predictions for 2023

Written by : Erik J. Martin Mortgage rates remain high, home sales — and in some areas, home prices as well — are hitting the brakes, and uncertainty is permeating the market. It’s no wonder many homeowners, prospective sellers and hopeful buyers are feeling nervous. As of July 5, the average 30-year fixed mortgage rate was once again flirting with 7 percent (6.95 percent to be exact, according to Bankrate’s survey of large lenders). The Federal Reserve raised rates for 10 meetings in a row in an effort to curb inflation, before taking a pause at its recent June meeting. And sales of previously owned homes are down more than 20...

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Why Homeownership Wins in the Long Run

From our friends in KCM Today’s higher mortgage rates, inflationary pressures, and concerns about a potential recession have some people questioning: should I still buy a home this year? While it’s true this year has unique challenges for homebuyers, it’s important to think about the long-term benefits of homeownership when making your decision. Consider this: if you know people who bought a home 5, 10, or even 30 years ago, you’re probably going to have a hard time finding someone who regrets their decision. Why is that? The reason is tied to how home values grow with time and how, by extension, that grows your own wealth. That may be why, in a recent Fannie Mae survey, 70% of respondents...

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U.S. Pending Home Sales Fall but the Housing Market Is in Recovery Mode

By Aarthi Swaminathan The numbers: U.S. pending-home sales fell in May, the National Association of Realtors said on Thursday but the housing market is still showing signs of being in recovery mode. Demand for homes is still strong, despite mortgage rates hovering near 7%, but buyers are finding few properties for-sale to choose from as homeowners hold out on selling. The shortage in housing inventory has become so dire that it’s pushed pending home sales down in the spring, which is generally the peak season for home-buying. Sales fell by 2.7% from the previous month, according to the monthly index released Thursday by the National Association of Realtors (NAR). The figure fell short of...

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For LGBTQ+ home buyers, finding the right real estate agent is critical

MARKETWATCH | By Taylor Getler  Overwhelmingly, home buyers view finding the right home as the hardest part of the buying process. There’s so much to consider: What can I afford? How much space do I need? And the most harrowing question of all — what am I willing to give up? This question is even more loaded for LGBTQ+ buyers, who may face the added pressure of evaluating a new community for safety and comfort. Social attitudes have dramatically shifted from the days where queer and transgender buyers were concentrated in just one or two neighborhoods, points out Barbara Stone, a Realtor in Dallas, Texas. Today, the community is made up...

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Mortgage Rates Inch Down But Remain Above 6.5%

REALTOR® Magazine As inflation decelerates, the potential for lower mortgage rates is becoming a greater possibility. Mortgage rates decreased for the second consecutive week but still remain above 6.5%, a far cry from a year ago, muting any celebration from borrowers. Freddie Mac reports the 30-year fixed-rate mortgage averaged 6.69% this week. The weekly drop comes on the heels of better economic news: The Federal Reserve on Wednesday voted to pause hikes to its benchmark interest rate in June—here’s how that could affect mortgage rates—and inflation dropped to 4%, the lowest level in two years. “As inflation continues to decelerate, economic growth is slowing and the tightening cycle of monetary policy...

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710 Montecillo Rd, San Rafael

710 Montecillo Rd, San Rafael Serenity and Mid-Century Style in the Heart of Terra Linda The Best of California Living   This beautiful & expanded Eichler is light and airy and has a large, level backyard with views of the surrounding hills and a very flexible floor plan with bonus rooms that can be used for additional bedrooms, offices, workout rooms or dens.  The  kitchen is upgraded with quartz counters & stainless appliances.  There is a remodeled primary suite w/ generously-sized bathroom with oversized jetted tub & separate shower. The floor plan allows for multi-generational or multi-situational  living –a large light-filled bedroom with an area that could be a kitchenette, as...

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35 Corte Dorado, Greenbrae

35 Corte Dorado, Greenbrae Living Your Best Life in the Heart of Greenbrae Offered at $2,495,000   Experience luxury and serenity with this elegant 4 BR/3BA home in Greenbrae.  This two story home has the spacious primary suite with full Mt. Tam views and a large guest bedroom on the main level with two bedrooms, a bath, family room, laundry room on the lower level. Situated on a cul-de-sac in a sylvan setting, walking distance to top-rated schools, this home was rebuilt in 2000 using gorgeous finishes including slate, granite, marble, limestone and wood. It is on a large lot that slopes gently to a seasonal creek and affords tremendous privacy. With large...

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