Jenn Pfeiffer
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Blog - The Jenn Pfeiffer Team
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Blog

Thought the Market Passed You By? Think Again.

From our friends at the kcm blog If you stepped back from your home search over the past few years, you’re not alone – and you’re definitely not out of options. In fact, now might be the ideal time to take another look. With more homes to choose from, prices leveling off in many areas, and mortgage rates easing, today’s market is offering something you haven’t had in a while: options. Experts agree, buyers are in a better spot right now than they’ve been in quite a long time. Here’s what they have to say. Affordability Is Finally Improving Lisa Sturtevant, Chief Economist at Bright MLS, says affordability is finally starting to...

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Why You Don’t Need To Be Afraid of Today’s Mortgage Rates

From our friends at the kcm blog Mortgage rates have been the monster under the bed for a while. Every time they tick up, people flinch and say, “Maybe I’ll wait.” But here’s the twist. Waiting for that perfect 5-point-something rate could end up haunting your wallet later. The Magic Number According to the National Association of Realtors (NAR): “. . . a 30-year fixed rate mortgage of 6% would make the median-priced home affordable for about 5.5 million more households—including 1.6 million renters. If rates were to hit that magic number, it’s likely that about 10%—or 550,000—of those additional households would buy a home over the next 12 or 18 months.” When the market hits that mortgage...

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Planning To Sell in 2026? Start the Prep Now

From our friends at the kcm blog You’ve got big plans for 2026. But what you do this year could be the difference between a smooth sale and a stressful one. If you’re thinking of selling next spring (the busiest season in real estate), the smartest move you can make is to start prepping now. As Realtor.com says: “If you’re aiming to sell in 2026, now is the time to start preparing, especially if you want to maximize the spring market’s higher buyer activity.”  Because the reality is, from small repairs to touch-ups and decluttering, the earlier you start, the easier it’ll be when you’re ready to list. And, the better your house will look...

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Don’t Let Unrealistic Pricing Cost You Your Move

From our friends at the kcm blog These days, you’re going to want to get your price right when you get ready to sell your house. Honestly, it’s more important than ever. Why? While you may want to list high just to see what happens, that’s a plan that can easily backfire, and it’s going to cost you in today’s market. And the risk isn’t just missing out on offers, it’s missing out on the move you needed to make in the first place. The Real Pitfall of Overpricing Many homeowners remember what their neighbor’s house sold for a few years ago, and they want to chase that same sky-high number. The problem...

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October Mortgage Outlook: Lower Rates Could Deliver a Treat

By Holden Lewis, NerdWallet|SFGATE Mortgage rates are likely to fall in October, even as the government shutdown will make it hard to see where the economy is going and where it's been. Presented with the humility of someone who doesn't always get these predictions right, here's why mortgage rates might fall in October. But first, how else will mortgage shoppers be affected? In past government shutdowns, most mortgages have been available, including those backed by the Federal Housing Administration (FHA loans) and the Department of Veterans Affairs (VA loans). There were delays in some cases. USDA loans, backed by the Department of Agriculture, were unavailable. A Fed rate cut is almost a sure...

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