From our friends at the kcm blog
If you’ve been thinking about selling, you’ve probably seen plenty of headlines suggesting buyers have just about disappeared. But there’s a big difference between a slow market and a stalled one.
Yes, mortgage rates are still higher than most people would like. Homes aren’t selling as fast as they were. And every week seems to bring another headline about buyers sitting on the sidelines. But here’s what you haven’t heard.
Despite everything going on, buyer demand has been remarkably resilient.
In fact, more sellers are getting to put up the “pending sale” sign now than during the last two years. What’s even more surprising is...
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From our friends at the kcm blog
Saving for a down payment can feel like the hardest part of buying a home. And with affordability as tight as it’s been lately, it’s fair to wonder how anyone manages it right now. Here’s something you may not have seen coming.
Some people are getting their foot in the door with a smaller down payment.
According to Realtor.com, the typical buyer put down about $23,400 in early 2026 – that’s around $5,000 below what was typical the year before (a 19% drop year over year). That’s the lowest down payments have been since 2021 (see graph below):
So why are buyers putting less money down, and how can you put...
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From our friends at the kcm blog
When your house doesn’t sell, it’s not just disappointing. It messes with your timing. Your plans. Your confidence. You start second-guessing everything, including the decision to move in the first place. And that raises 2 big questions:
Do you try again?
Is that even worth it?
Here’s the secret to getting a better outcome the second time around.
Different Agent. Different Results.
Most sellers who re-list and ultimately sell don’t wait for market to magically change. They change their approach. And there’s data to back that up.
Research from REDX shows homeowners who put their house back on the market with a different agent are more likely to sell than homeowners who...
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From our friends at the kcm blog
One of the biggest reasons buyers are still sitting on the sidelines is because they think home prices are going to come down.
Some believe a crash is coming and they’ll get a better deal if they hold off.
Others worry they’ll buy now and watch their home’s value fall later.
And nobody wants to overpay or buy right before values drop. But here’s the question worth asking:
What if the crash you’re waiting for isn’t actually coming?
Because that’s what the latest data suggests.
Experts Are Not Calling for a Crash
If you’ve spent any time online lately, you’ve seen posts claiming home prices are...
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From our friends at the kcm blog
Let’s be real with each other for a second about affordability. Because you deserve someone who will be honest and transparent about what’s going on, especially if you’ve got a move on your mind.
Here’s the full picture of what’s happening and why. The good – and the bad. So, you know what it truly means for your move. Because while rates are certainly a big part of affordability, they’re not the only factor at play.
Mortgage Rates Have Been Rising
After a year or more of rates trending down, they’ve started to climb again. And, if you’re looking to buy, that’s not what you...
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